Your judgement is what keeps your money yours, and not scammers.May contain affiliate links In a previous post I have mentioned how scams are a concern for personal finance. In this post I will bring up advice on avoiding scams. Luckily, I was never swindled for money when the situation was under my control. However, … Continue reading Avoiding Scams, The Modern Day Thievery
Scammers are easily imagined as devil incarnate who try to steal people's hard earned money. Trust me, the devil never needed to step in to do that. Everyone likes to think that they will never be the victim of scams. However, statistics say otherwise. According to the National Center for Victims of Crime almost 20% … Continue reading Scams: What If You Wasted All Of Your Money?
There is much debate on whether to buy a house with a 15 year or a 30 year mortgage. Advisers including Dave Ramsey say there is no debate and that you should take out a 15 year mortgage. Others like Graham Stephan say that a 30 year is better. In this post I will state … Continue reading Is A 15 Year Or 30 Year Mortgage Better?
May contain affiliate links Real Estate Investing One of the most praised forms of investing aside from the stock market is in real estate. Many debate about which is better. Some, including myself, claim that investing in the stock market is one of the most guaranteed ways to become a millionaire. However, the real estate … Continue reading Becoming A Millionaire: Real Estate Investing
All great landmarks start out small and unremarkable. Sometimes the landmarks left behind will become larger than you can ever imagine.May contain affiliate links I once posted about an inexpensive business, which only required an investment of $1,000. This investment turned into Subway, the largest fast-food chain in the US. While this was more money … Continue reading Inexpensive Business Ideas: Not All Businesses Require A Million Dollars
Recessions are like storms, while they are hindering and cause damage, they are natural cycles. If you prepare for them then you can enjoy the beautiful weather ahead.May contain affiliate links In my last post I mentioned the newest indicator that a recession is potentially on the horizon. While it is not certain that a … Continue reading What To Do During A Recession
An inverted yield curve is a fairly strong sign of an impending recession. With this event, you should try to prepare for a recession. There is recent news of an inverted yield curve. This is when the rate of return for 3 month treasury bonds beats the rate of return of a 10 year treasury … Continue reading Is The Next Recession Near? Inverted Yield Curve
The law of physics state that one slip up is enough to make you fall. While it is sad, one slip up in finances can make you fall financially. It is best to avoid these mistakes when you are young to prevent these slips in the future.Disclaimer: Images are made on Microsoft Office, I do … Continue reading Financial Mistakes To Avoid When You Are Young
If buying a house is the American dream, why is buyer remorse common when buying a house? I have read a recent survey made by Bankrate that states 63% of millennials regret buying their house. This is more than the average 44% total of the US population that regrets buying their house. Does that mean … Continue reading House Regrets: Do Millenials Regret Buying A House?
Businesses are the product of brain storming, desire, determination, and gutsMay contain affiliate links Should I Start A Business? Are Businesses Risky? Almost everyone asks themselves if they should start a business. However, the optimism and hope is quickly snuffed out by pessimism and despair. One of the reasons I heard that most people do … Continue reading Should I Start A Business? Starting Your Legacy
Becoming homeowners is part of the American dream. It seems more and more unobtainable today, but diligence is all that is required to own a house.May contain affiliate links My Feelings Of Owning A House Many people among my family and friends have, or are buying a house. Me, I live in a rental apartment … Continue reading Should I Buy A House?: The American Dream
May have affiliate links Rent Or Buy, Which Is Better? Whether you want to rent or buy, you need a home in your life. The question is which is better? The debate is very long and full of abhorrence. I have heard people say they regret wasting their lives renting out a place that is … Continue reading Should I Rent Or Buy A Home?